📜 Terms of Service

Last Updated: January 1, 2026

1. Service Description

The Compound Interest Calculator is a free online tool for calculating investment returns and simulating compound interest effects.

2. Terms of Use

By using this website, you agree to the following terms:

• This service is provided free of charge and may be changed or discontinued at any time
• Users use the service at their own risk
• Calculation results are for reference only and should not be the sole basis for investment decisions

3. Accuracy of Calculations

This calculator provides results based on mathematical formulas, but:

• Results are theoretical and may differ from actual outcomes
• Taxes, fees, and inflation are not considered
• Market volatility and economic conditions are not reflected
• Calculation errors may occur, for which we are not responsible

4. Disclaimer

Important: This service is provided "AS IS":

• This calculator is not financial advice and does not provide investment recommendations
• Investment decisions should be made after consulting with professional financial advisors
• We are not responsible for investment losses resulting from use of this service
• We are not liable for damages caused by inaccuracy of calculation results
• We are not responsible for service interruptions, errors, or data loss

5. User Responsibilities

Users must comply with the following:

• Use this service for lawful purposes only
• Do not infringe on the rights of other users or third parties
• Do not abuse or excessively use the service
• Do not use automated tools to overload the service

6. Intellectual Property

All content on this website is protected by copyright law:

• Copyright of design, code, and text belongs to the operator
• May be used for personal, non-commercial purposes only
• Unauthorized reproduction, distribution, or modification is prohibited

7. Advertising

This website may display advertisements through Google AdSense:

• Ad content is controlled by Google and advertisers
• Clicking on ads may redirect to external sites
• We are not responsible for advertised products/services