?뱥 Privacy Policy

Last Updated: January 1, 2026

1. Information Collection and Use

The Loan Interest Calculator does not collect personal information. Our website operates as follows:

• No registration required
• No personal identification information requested
• All calculations are processed locally in your browser
• Entered calculation data is not sent to servers

2. Use of Cookies

This website may use minimal cookies to enhance user experience:

• Essential Cookies: For basic website functionality
• Analytics Cookies: Anonymous usage statistics via Google Analytics (optional)
• Advertising Cookies: For ad serving via Google AdSense (optional)

You can refuse cookies through browser settings, but some features may be limited.

3. Google Analytics

This website may use Google Analytics to collect visitor statistics:

• Anonymized data such as page views and visit duration
• IP addresses are anonymized
• No personally identifiable information is collected

Google Analytics Policy: https://policies.google.com/privacy

4. Google AdSense

This website may display advertisements through Google AdSense:

• Google and third-party partners use cookies to serve interest-based ads
• You can disable personalized advertising in Ad Settings
• Personal information collection through ads follows Google's Privacy Policy

Google AdSense Policy: https://policies.google.com/technologies/ads

5. Third-Party Links

This website may contain links to external sites. Personal information handling by those sites follows their respective policies.

6. Children's Privacy

This website does not knowingly collect personal information from children under 14 years of age.

7. Changes to Privacy Policy

This policy may be modified according to legal requirements and service changes. Changes will be announced on the website.

8. Contact

For privacy policy inquiries, please contact us through the Contact Page.

9. User Rights

Users have the following rights:

• Refuse data collection through cookie settings
• Use browser incognito mode
• Disable ad personalization

10. Data Security

This website implements the following security measures:

• HTTPS encrypted connection (when deployed)
• No storage of personal information on servers
• Regular security updates